Facing your child's cancer diagnosis is hard enough. Worrying about how to pay for treatment should not stop you from acting quickly. CION Cancer Clinics offers free financial counselling, EMI child cancer treatment options, and guidance on every available funding source — so the first step costs nothing.
Medically reviewed by CION Paediatric Oncology Team · Last reviewed June 2026
Every family's situation is different. Most families use more than one funding source to cover childhood cancer treatment costs. Here are the main options — and how CION helps you navigate each one.
Standard health insurance and family floater policies typically cover hospitalisation, chemotherapy, surgery, and radiation for cancer. Critical illness riders — if your policy includes one — may pay a lump sum on diagnosis. Our team reads your policy with you, provides the required clinical reports, and coordinates with the TPA so your claim does not hit delays. If your sum insured runs out partway through treatment, we discuss next steps together.
Aarogyasri Health Care Trust covers many cancer treatment procedures for eligible families in Telangana. CGHS and ECHS cover children of central government employees and defence personnel; ESI covers dependants of insured workers. Eligibility and covered procedures are set by scheme rules. Our admissions team verifies eligibility at your first visit and starts the pre-authorisation process immediately — so treatment is not delayed while paperwork is completed.
CION works with partner banks and health financing institutions to offer structured monthly payment plans for families who need to spread treatment costs over time. No-cost EMI periods are available on selected products. Our financial counsellor explains the terms, helps you compare options, and assists with the application. We do not want a payment difficulty to cause your child's treatment to be postponed or interrupted.
A medical loan is a personal loan used specifically to fund cancer treatment — useful when insurance approval is pending, a scheme pre-authorisation is delayed, or coverage is partial. Banks and NBFCs in India offer these products. Interest rates and terms vary by lender. CION's financial counsellor connects you with partner lenders, helps you understand the total repayment obligation, and assists with documentation so you can access funds without visiting multiple offices.
Several charitable organisations provide financial aid, medicines, or logistical support to families who cannot afford childhood cancer treatment costs. CanKids-KidsCan, the Indian Cancer Society, and the Childhood Cancer Foundation India are among the well-known organisations working in this space. CION's social worker can advise which organisations to approach based on your location and situation, and help you complete the application.
CION offers a free first consultation for all cancer patients, including children. The consultation is 45 minutes with a specialist oncologist. You will walk away with clarity on the diagnosis, a recommended next step, and a conversation with our financial counsellor about the likely treatment pathway and cost structure. There is no obligation to start treatment at CION after that consultation. You deserve expert guidance before making any commitment.
Most childhood cancers — including leukaemia, lymphoma, and Wilms tumour — are considered treatable when caught early and managed by a specialised paediatric oncology team. Early diagnosis and uninterrupted treatment are the two factors most within a family's control. Financial barriers that cause delays in starting or continuing treatment can affect outcomes. Acting on your financial options as early as Day 1 of diagnosis is as important as acting on the medical plan.
You should not have to figure out the finances alone while also processing a child's cancer diagnosis. Here is exactly what happens from your first contact with us.
Your first 45-minute consultation is free. The oncologist reviews the diagnosis, explains what a likely treatment pathway looks like, and answers your medical questions. This gives the financial counsellor the information they need to estimate costs accurately — before any decision is made.
Every patient at CION is discussed by the multidisciplinary tumour board. Once the board has finalised a treatment plan, our team produces a written phase-wise cost estimate covering each component of care — consultations, investigations, treatment sessions, hospital stay, and follow-up — for the first treatment phase. You see the numbers before committing.
Our admissions team reviews your insurance policy and checks eligibility for Aarogyasri, CGHS, ECHS, ESI, or any other scheme you may qualify for. Pre-authorisation paperwork is completed on your behalf. The goal is to activate coverage before your child's first treatment session — so you are not paying out of pocket for something your policy covers.
For the portion not covered by insurance or a scheme, our financial counsellor explains the EMI and medical loan options available through our partner banks and financing institutions. You receive a plain-language comparison of terms — interest rate, EMI amount, tenure — so you can make a decision without pressure. If a charitable fund or NGO application is appropriate, the counsellor helps with that process too.
Once funding is in place, your child's treatment starts without delay. At each phase transition — for example, moving from induction to consolidation chemotherapy — the team provides an updated cost estimate and reviews your funding position. If anything changes in the treatment plan, you are informed and the financial picture is updated accordingly. Decisions for healing, not billing.
We're never more than 30 minutes away. Same panel of specialists at every centre. Same tumour board reviews. Same NCCN protocols. Pick the closest one and call directly — or let us pick for you.
CION Ameerpet
CION Kukatpally
CION L.B. Nagar
CION Tolichowki
CION Masab Tank
CION Banjara Hills
CION Kompally
CION Balanagar
CION Siddipet
CION Sangareddy
Not sure which centre fits best? Tell us where you are — we'll suggest the closest one with the right specialists.
Help me pick the right centreTravelling for treatment? We may have a centre right where you are.
Don't see your city? Call 18002028726 — we'll find your nearest CION partner centre.
Trained at AIIMS, Tata Memorial, and leading international centres. Combined 150+ years of experience. Every complex case is reviewed by 3+ of them — together.
MBBS(Gold Medal), DNB(General Medicine), DM(Medical Oncology)(Gold Medal)
MBBS, MD(General Medicine), DM(Medical Oncology)(Adyar,Chennai), ECMO, MRCP SCE(UK)
MBBS, MD (General Medicine), DrNB (Medical Oncology), ECMO, MRCP SCE (Medical Oncology) (UK)
MBBS (AIIMS), MS (Surgery) (AIIMS), DNB (Surgical Oncology), MRCS (Edinburgh)
MBBS, MS(General Surgery), M.Ch(Surgical Oncology), FMAS, FARIS(Ongoing)
MBBS, MS (General Surgery), DrNB (Surgical Oncology), FALS Oncology
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Speak to our team today. The first consultation is free, the financial counsellor is included, and we walk this journey with you.
Our financial counsellors are not salespeople. They are trained support staff whose job is to help your family understand and access every financial pathway available to you — at no extra charge.
We read your policy with you, explain what is covered, and identify any critical illness riders or floater benefits you may not have activated.
We liaise directly with the third-party administrator to initiate cashless admission and ensure claim documentation is complete, reducing reimbursement delays.
We verify Aarogyasri, CGHS, ECHS, or ESI eligibility at the first visit and complete pre-authorisation paperwork so coverage is in place before treatment begins.
We connect you with partner lenders, explain the EMI terms in plain language, and assist with documentation — whether you need a bank loan, NBFC product, or hospital-facilitated instalment plan.
If your family qualifies for charitable support, we identify the right organisations, help complete applications, and follow up on your behalf — so you do not spend precious time chasing paperwork.
We provide written cost estimates before each treatment phase — not a single large figure — so you can plan your finances one phase at a time and never face an unexpected bill.
Looking for an overview of treatment costs? Read our guide to childhood cancer treatment cost in Hyderabad →
CION offers up to 50% discounts on diagnostics, including PET-CT scans, as part of its commitment to transparent and accessible cancer care. A whole-body PET-CT (analogue) at CION costs ₹9,999; the digital high-resolution version costs ₹14,950. Same-day expert-reviewed reports are standard — so results reach the care team quickly and treatment planning is not delayed by waiting for imaging.
No commitment needed. We help you understand your options before you decide anything.
17 super-specialist oncologists. 15,000+ patients. A financial counsellor with every case. We walk this journey with you — every step, every form, every question.
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